It’s nearly impossible to fully protect yourself against fraud, but there are some things that you can do to significantly reduce your risk. Taking precautions such as avoiding unsecure websites, being suspicious of emails from unknown sources, not providing personal or financial information when not necessary, and installing antivirus software that will regularly scan web pages, files and downloads on your computer, are just a few.
Keep your personal information safe
You should never give out your personal or financial information online unless you are absolutely sure that the site is legitimate. Check out some reviews about the business online if possible. Scammers may pose as reputable organisations in order to gain personal information, which is why it is important to know that businesses such as accountants and banking institutions will rarely – if ever – ask for sensitive account details via email.
Avoid unsecure websites and malicious emails
While many people are starting to use their smartphones for everything from web browsing to shopping, you should still be cautious when using your phone to make purchases. It can be relatively easy to hack into some mobile phones these days and this can give criminals access to your personal information. To protect yourself against fraud on your phone, avoid making transactions through sites that are not secure.
Use antivirus software
Viruses and malware are malicious software designed to cause harm to your computer. They can be disguised in emails as .exe files, links, or attachments. Some viruses can even replicate and cause your computer to crash. Install antivirus software on your computer and be sure to update it regularly. You can keep your information secure by scanning web pages, files and downloads with it before you open them.
What to do if you’re a victim of online fraud
First, keep an eye out for fraud attacks. Monitor your bank and credit card accounts for unusual activity on a regular basis. If you notice something that doesn’t look right, contact your financial institution immediately to report the incident. Doing so could help get your money back before it’s too late.
If you’ve already had money stolen from you online, there are a few things you can do to mitigate the damage. Contacting your financial institution immediately will help them start working with law enforcement to get your money back to you. If they suspect that any personal information has been compromised, they will contact you as soon as possible to let you know so that you can take appropriate actions. You should file a police report and talk with the ACSC (Australian Cyber Security Centre) if you are ever the victim of online fraud.
These are just a few ways to protect yourself from online fraud. Taking the initiative and being proactive about your personal cybersecurity can help you stay safe when making purchases, banking online or conducting any other type of business over the Internet. If you’re concerned about the security of your online data, get in touch with our friendly team for expert help and advice.
